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Interesting reading from previous post. When giving to charities, optimise the benefits of your donation by contributing directly to your chosen charity. This way, charities will gain the maximum amount from your philanthropy. When you give money to the likes of Roundtable or Rotary, they can 'cream off' up to 40 per cent through loopholes, which they call 'admin'. That's a lot of money NOT going where it should be. Just as offensive, is the way Rotary and Roundtable shout loudly about how much money they have raised for charity....when the truth is, it is the public, not them, that have donated. When collecting for charity, do it quietly and with dignity. Do not use it as a PR exercise. GIVE TO CHARITIES DIRECTLY.