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"Affordable" housing can be a mixture of a) rent only and b) co-ownership And yes, these schemes are run by housing associations and the like. In case you missed it, I believe it was Thatcher wot done it for councils being able to build houses. Right to buy and all that. Affordable housing, social housing, council housing.Call it what you will. Why shouldn't those unlucky enough not to have enough money to be able to buy a house not have a home?